Last Updated: March 23, 2026
Welcome to Xpc Investment. By accessing our website or using our services, you agree to be bound by these Terms and Conditions. Please read them carefully.
By accessing or using the services provided by Xpc Investment ("we," "our," or "us"), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree to these terms, you may not access or use our services.
Xpc Investment is a direct business lender providing various financing solutions including but not limited to:
All funding is subject to credit approval, underwriting requirements, and compliance with applicable laws and regulations.
To use our services, you must:
By submitting a funding application, you authorize us to:
Submission of an application does not guarantee approval or funding. We reserve the right to approve, decline, or request additional information for any application at our sole discretion.
By providing your mobile phone number and expressly opting in via our contact form, you consent to receive recurring marketing and promotional SMS/MMS text messages from Xpc Investment. These messages may include offers, updates, and information about our financial products and services. Messages may be sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies. You may receive up to 4 messages per month, though the actual number may be higher or lower depending on your engagement and promotional campaigns.
Message and Data Rates: Message and data rates may apply based on your mobile carrier's plan. Please check with your carrier for details on your messaging plan.
Opt-Out Instructions: You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. You will receive a final confirmation message that you have been unsubscribed. After opting out, you will no longer receive SMS messages from Xpc Investment unless you re-subscribe.
Help Instructions: For assistance, reply HELP to any message or contact us at xavier@xpcinvestment.com. You will receive information about the SMS program and how to opt out.
Not a Condition of Service: Consent to receive marketing text messages is NOT a condition of purchase or of applying for funding. You may apply for and receive funding without opting into SMS communications.
Carrier Limitations: Not all mobile carriers support SMS/MMS messaging. We are not responsible for messages that are not delivered due to carrier limitations or device compatibility issues.
Privacy: Your mobile phone number and SMS opt-in data will not be shared with third parties for their marketing purposes. See our Privacy Policy for more information.
Specific terms for each funding arrangement, including interest rates, fees, repayment schedules, and collateral requirements, will be outlined in your individual loan agreement. You are responsible for reviewing and understanding all terms before accepting any funding offer.
Failure to repay according to agreed terms may result in:
All content on this website, including text, graphics, logos, images, and software, is the property of Xpc Investment or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.
You agree not to:
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that:
To the fullest extent permitted by law, Xpc Investment shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, even if we have been advised of the possibility of such damages.
You agree to indemnify, defend, and hold harmless Xpc Investment, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising out of your use of our services or violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in Austin, Texas, in accordance with the rules of the American Arbitration Association.
We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the modified Terms.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
These Terms, together with our Privacy Policy and any loan agreements you enter into with us, constitute the entire agreement between you and Xpc Investment regarding the use of our services.
If you have any questions about these Terms, please contact us:
Xpc Investment
5900 Balcones Dr Ste 100
Austin, TX 78731
Email: xavier@xpcinvestment.com