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Privacy Policy

Last Updated: March 23, 2026

Xpc Investment ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

Personal Information

We collect personal information that you voluntarily provide to us when you:

  • Submit a funding application or inquiry
  • Register for an account
  • Contact us via email or contact form
  • Subscribe to our communications

This personal information may include:

  • Name and contact information (email address, mailing address)
  • Company and business information
  • Financial information (bank account details, tax identification numbers, credit history)
  • Other information you choose to provide

Automatically Collected Information

When you visit our website, we automatically collect certain information about your device, including:

  • IP address
  • Browser type and version
  • Operating system
  • Referring website
  • Pages viewed and time spent on pages

How We Use Your Information

We use the information we collect to:

  • Process and evaluate your funding applications
  • Provide and manage our services
  • Communicate with you about your account and our services
  • Send marketing and promotional communications (with your consent)
  • Improve our website and services
  • Comply with legal obligations and enforce our terms
  • Prevent fraud and enhance security

SMS & Text Message Communications

Express Consent Required

By providing your mobile phone number and expressly consenting via our contact form, you agree to receive recurring marketing and promotional SMS/MMS messages from Xpc Investment about our financial products and services. These messages may be sent using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies. You may receive up to 4 messages per month.

Message and Data Rates: Message and data rates may apply based on your mobile carrier's plan.

Opt-Out: Reply STOP to opt out at any time. You will receive a confirmation message that you have been unsubscribed from our SMS program.

Help: Reply HELP for assistance. You will receive information about how to contact us and how to opt out.

Not a Condition: Consent to receive marketing text messages is NOT a condition of purchase or applying for funding. You may still submit applications and receive funding decisions without opting into SMS communications.

Information Sharing and Disclosure

We May Share Your Information With:

  • Service providers who perform services on our behalf (payment processors, data analytics, IT services)
  • Credit bureaus and financial institutions for underwriting and verification purposes
  • Legal and regulatory authorities when required by law
  • Business partners with your explicit consent

Mobile Information Not Shared

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Encryption of data in transit and at rest
  • Regular security audits and assessments
  • Access controls and authentication
  • Employee training on data protection

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Financial and lending records are retained in accordance with applicable regulations.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

  • Access and obtain a copy of your personal information
  • Correct or update inaccurate information
  • Request deletion of your information (subject to legal obligations)
  • Opt out of marketing communications
  • Withdraw consent for SMS communications at any time

To exercise these rights, please contact us at xavier@xpcinvestment.com.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookies through your browser settings, but disabling cookies may limit your ability to use certain features of our website.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

Xpc Investment
5900 Balcones Dr Ste 100
Austin, TX 78731
Email: xavier@xpcinvestment.com

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Direct business lending at processing speed. Austin, Texas.

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Contact

  • 5900 Balcones Dr Ste 100
  • Austin, TX 78731
  • xavier@xpcinvestment.com

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